Identity theft is...
When someone steals your personal information adn uses it without your permission. This can cause major problems with your finances, credit history, and reputation.
How To Prevent Identity Theft
•Carry only necessary documents with you. For example, don't carry extra credit cards, your social security card, bank documents, etc.
•Don't keep new checks in the mail.
•Don't give out too much information over the phone.
•Be careful what you put in the trash. You should shred documents with personal information on them.
•Follow your credit card billing cycles carefully.
•Create good passwords and pin numbers with random numbers and characters
What To Do If Your Identity Is Stolen
- Place an innitial fraud alert.
- Order your credit reports
- Create an identity theft report
- Place extended fraud alerts
- Place a credit freeze