40 Tips Poster
By Joseph Dopfer
Tip #1: Get Organized
Tip #2: Making a budget/Cutting Expenses
- Sub-tip: Separating needs and wants is very important, if you mistake wants for needs you will end up with a huge budget price and give up on the whole idea. Don't get discouraged, just keep adjusting your budget until it works for you
Make a list of every expense you think you will pay for in the upcoming months. Once that is done look it over again and try to overestimate the costs of your expenses, especially your needs. If your budget doesn't match up with your income, you will unfortunately have to start cutting wants, this is why it is so important to make sure you have separated wants and needs correctly, you could end up overspending.
Tip #3: Stick to Your Budget
Tip #4: Prepare for your Future Career
Tip #5: Be Open with People Around you about your Financial Situation
Tip #6: Protect your Personal Information
- Sub-tip: Shred any paper you have with your information on it after you are done using it. This can decrease the chance that you have your information stolen by a lot.