Having trouble paying your bills???

By: Kelsey Darnell

Debt Repayment Plan

Once you have decided that you want to get out of debt you need to set up a debt payment plan. It is important to realize that by applying your extra money to one debt at time, you will significantly speed up the debt repaytment process. If you work hard you will be surprised at how quickly you can pay off your debt

Credit counseling

Non-profit counseling service

National foundation of consumer credit

Consumer Credit counseling service.


The legal process of reducing or eliminating an amount owed.

This should be your last option