Savvy Shoppers Spend Smart

By: Anisha Singla,Kenny Shah, Divya Nair

SHOULD I..?

Every year, it seems like our shopping lists are increasing. New family members and friends each day. Though giving gifts seems exciting, the cost behind it isn't always exciting. HAve you ever seen an item that you really wanted, but the price tag wasn't something you were looking forward to paying? I know i have. Have you ever been to a store where everything is "on sale?" Do you ever think to yourself "Huh… I wish i knew how to save money and be a smart shopper?" Well, we have the answer to that. JUST REMEMBER CABSSS and all your problems will be solved!

I HAVE THE SOLUTION TO THAT….

NOW, WITH SSSS YOU DON'T NEED TO WORRY! WE WILL GUIDE YOU THROUGH ANY PROBLEM LIKE PEANUT BUTTER AND JELLY?
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TIP 1: COPYING WITH DEMAND

Do you have a child? As we all know, bringing a child is spending money like 1, 2, 3! If your child wants the latest styles, don’t get carried away. Give them an allowance as a reward. This teaches them that money doesn't grow on trees.


TIP 2: AVOID EXPENSIVE BORROWING

Do you have enough money? If you find yourself broke at certain times of the year, using a credit card can be useful. Be clever and use a card wisely, you don't want to live the rest of your life in debt! You can certainly borrow money from family and friends, but only borrow the amount you can pay back. You don't want to ruin a relationship with a family member because of your foolish mistakes.

TIP 3: BE SAVVY WITH SECONDS

Its not bad to use second hand clothes or equipment sometimes. As they grow out of everything so quickly, is it really worth spending a fortune on something they’ll only wear a few times?

TIP 4: SHOP SMART

You can get great deals from stores like TJ Max or Ebay. They have branded clothes for less. You can also use the internet. Search the item you are buying. Does any other store have it for less? Research the item. Is it less at different times of the day, week, month, or even year?

TIP 5: STAY SALE SAFE

Even though, there are many bargains, don't get carried away. Stick to your budget and don't buy it because its cheap. You might not really need it. A good idea is to take a list of what you need and stick to it. If you have spare cash at the end of the month, treat yourself.

TIP 6: SET A BUDGET

Take your net income (unavoidable expenses.) Take some out for savings and take the rest and spend it.

CREDIT CARD VS CASH

If you use credit card, you must be responsible. Is this purchase worth using a credit card? WIll I remember to pay it off so i don't have debt? Will i have enough money in my bank account to pay it off? If you answered yes to these, you can use a credit card. Otherwise, cash is your best bet.
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ARE YOU A SAVVY SHOPPER?

1. Stores stock their most expensive merchandise at the right of the entrance because…?

-most people are right handed

-Americans tend to move in counter clockwise patterns

-turning to the left is bad luck

-feng shui consultants designed the floor plan

2. Stores draw shoppers to the right with…?

-perfume spraying ladies

-sale bins

-coffee, cupcakes, and treats

-bright lighting and loud music

3. Womens departments are often upstairs and men on the ground floor because…?

-women like to climb the stairs to work out their glutes.

-men dislike shopping so it wouldn't bother them to climb stairs

-cell phone reception is usually better upstairs

-being upstairs keeps the women in the store longer

4. If you buy something and decide you don't want it, the stores must give it back to you.

-true

-false

5.What is a "shopping bot?"

-websites for comparison shopping

-in-store price scanners for customers

6. How can you tell if a website is secure so you can give them your credit card number?

-it posts a BBB logo

-The address starts with https://

-The site says its secure, so you can trust me.

ANSWERS

1. 2

2. 4

3.2

4.2

5.2