How to Gain & Maintain Good Credit
What is Credit ?
Credit is a number that shows distributors and sales people that you have a history of paying payments on time or if you have had late payments. Maintaining good credit helps you buy things with a low interest rate, it also helps you get approved a lot quicker. Having bad credit will give you a lot more hassle and you'll have to pay a higher interest rate, it will also take longer to be approved.
Pay payments on time
Keep track of charges by keeping reciepts
Pay amount in full every month, payments do stay on record
How to Maintain Good Credit
Pay bills on time every time. Don't get close to your credit limit. A long credit history will help credit score