What is the difference between a credit card and a debt card?
Three ways you can develop a positive credit history
- Only borrow what you can afford
- Pay your credit card balance at once and on time
- Use only the small amount of credit you have available
Five different financial apps and/or websites that help people manage their money
Three advantages and three disadvantages of using credit
- Easy purchases
- Protected purchases
- Can be helpful in case of emergency
- Blowing your budget
- Credit Card Fraud
- Increased debt
What is APR and why is it important when applying for a credit card?
and you end up paying more money in the long run when using a loan than when you would pay up front due to the APR and it is important when applying for a credit card because if a company doesn't charge any APR the first 12 months or so you can save a lot of money.