Protect from Fraud By. Kevin Kim,
What is Fraud
Fraud is an intentional effort to device another individual for personal gain.
Four types of personal information
Three ways thieves access perosonal information
- Diverting Email
- Stealing purse, wallet, financial records
- Hacking computer to install spyware
What are signs of Fraud
- Mail is missing
- Errors in your credit report
- You are denied credit
- Unfamiliar or unrecognizable changes
If you don't have any protect system in your computer, hackers can easily go in through your computer and spread virus and easily change your personal computer file or they can go through the email and look at your privacy email.
If you have phone, you should worried about defrauders. Many defrauders can call you and say that they're working at government or something, and they will ask you about money. They can say that hurry up and send the money. so you should worry about phone fraud too.
The identity fraud is when another's personal information is used without their permission.
Basically, Identity fraud is dangerous to your life. They can get your ID numbers or Driver license and use for other bad fraud. so you should keep personal ID safe place.
Online fraud is when you go to the unprotected site and get a virus from that site and the site owner or virus owners can go through your file and personal informations.
Four Ways to protect your personal information
- Don't carry social security number
- Keep personal records in a secure location
- Memorize and use difficult PIN number
- Be careful of what personal information is posted on internet
Four ways to be careful online
- Look for http or picture lock
- Keep username and password safe
- Use credit card when making online purchase
- Use privacy setting on social networking sites
What if your victim of fraud?
If your victim of fraud take this steps
- Act immediately
- keep detailed records
- File a report with your local law enforcement
- Report to the appropriate federal agency
Four government agencies and fraud they protect against
- Federal Trade commission: Prevent business practices that are anti competitive
- Consumer financial protection Bureau: Regulates interstate and impractical commission
- Federal Drug Administration: Public heath
- Federal communication commission: regulate interstate and international communication