New Homeowners Insurance Product

Farmers Insurance Smart Plan Home ®

Different Packages and Features

Standard: Aligns closer to the Allstate® core home product: Allstate House and Home®

Enhanced: Aligns closer to Nationwide® and Liberty Mutual® core home product offerings

Premier: Similar to the current Texas Next Generation (Next Gen) offering and aligns closer to the State Farm core home product offering.



Additional Features Include:

 - A new rating plan and credit model

 - A new policy contract and endorsements, with the Enhanced package as the base contract

 - New flat percentage multi-line and Pay Plan discounts to improve cross-sell and competitiveness

 - Customer loyalty benefits including Declining Deductibles®, Claim Free Discount and Claim Forgiveness

 - A Guaranteed Replacement Cost option available for eligible properties

 - New coverage options such as limited matching, marring to metal roof materials, two slab access coverage limits and scheduled roof payment.

 - No mandatory property inspection (by an agent) for most risks

About My Agency

I am committed in providing my customers the right coverage to ensure all of your assets are covered.