Wendell Scott Rogersville

Auto Insurance Specialist - Wendell Scott of Rogersville

Wendell Scott Rogersville

Wendell Scott of Rogersville is an auto insurance specialist. In addition to offering his clients life and homeowners insurance, Wendell Scott of Rogersville has been specializing in auto insurance. Wendell Scott of Rogersville is an expert at finding ways to decrease his client’s premiums but keep their coverage. Wendell Scott of Rogersville offers his clients multi-policy discounts if they have more than one car insured with him. In addition to multi-car discounts, Wendell Scott of Rogersville offers military and student discounts.

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Wendell Scott Rogersville: Financial Planner

Wendell Scott of Rogersville is an experienced real estate agent and financial planner. He says that a lot of people don't really understand what a financial planner does, but explains that there really isn't anything very mysterious about it.


His role as a financial planner is all about helping his clients understand their financial goals, he explains, and helping them to develop a financial strategy that will help them to attain those goals. Wendell Scott of Rogersville adds that in order to provide each of his clients with the best financial advice, he needs to have some personal and financial information about them.


With this information, Wendell Scott of Rogersville is able to create personalized projections for each client that will show them how they can go about reaching those goals. For many clients, he says he has to explain what they need to do differently, how much of their income can go into savings and investments, and what kind of retirement accounts, such as an IRA or a 401k, that they should use. If they are homeowners, then he advises them on whether they should refinance their mortgage, and whether they can or should accelerate paying off their house.


In addition, Wendell Scott of Rogersville offers estate planning advice, and tax planning services.


He understands that each client and each situation is unique, and that each has their own set of hopes, dreams, and life goals. Wendell Scott of Rogersville says that as a financial planner, it is his job to help them achieve them, while at the same time help them to be prepared for any unexpected barriers or crises that inevitably arise in life.

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Wendell Scott of Rogersville: Multi-faceted professional

Wendell Scott of Rogersville is a multi-faceted expert who specializes in real estate, insurance, and financial planning. Concentrating in industries that have occasional overlap provides clients of Wendell Scott of Rogersville with more value than they would expect.


As a knowledgeable real estate appraiser, car insurance agent, and financial planner, Wendell Scott of Rogersville has mastered the art of keeping his clients coming back time after time.


Wendell Scott of Rogersville is recognized as being one of the most respected insurance agents in the United States and has recently been made the head agent at his agency with exceptional sales and client reviews.


He stays current about the latest insurance laws, ensuring that his clients have the mandatory coverage once the laws go into effect, and at the best possible price.


A veteran in the real estate world, Wendell Scott of Rogersville got his start in the industry as an intern, where he has worked a long time and recently won distinction from. Now a liscensed real estate agent, he can assist clients in more ways than before.


Wendell Scott of Rogersville is a licensed financial planner, with specialities in retirnment and college planning. He has established a record of excellence in financial planning through ensuring his clients are benefiting from the most cost-effective and beneficial retirement and college financing options.


A wearer of many hats, Wendell Scott of Rogersville continues to expand his knowledge in his focus areas. He is committed to serving his clients and pays full attention to their needs, linking them to their best options.
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Wendell Scott of Rogersville: Manifest Success with Financial Planning

During the recent economic meltdown, Wendell Scott of Rogersville was working to help clients facing foreclosure. He found alternatives for his clients that reduced their payments with the assistance of lenders who paired them with.


Wendell Scott of Rogersville is an innovative financial planner. He specializes with assisting families and individuals investing in retirement and college tuition, as well as those facing financial challenges such as home foreclosure.


Wendell Scott of Rogersville has gained much knowledge from his years of experience in the field, and recommends the following tips for planning retirement and college:


Retirement: Ideally, one will have an idea about their retirement plan before they reach retirement age, however creating an effective retirement plan can be done at any age. Wendell Scott of Rogersville recommends that one estimates their retirement expenses by doing an inventory on what you believe your future expenses would be. He also emphasis that you should know how much debt you will have upon retirement, such as mortgage payments.


College: With the high cost of college tuition, more and more students are seeking the assistance of financial planners to get the best price for their college education. Parents and individuals looking to create a cost-effective strategy for college payment should know what their credit standing is in order to gauge the types of loans they may be approved for. According to Wendell Scott of Rogersville, it’s important to know about all of the federal, state, and private-sector grants you might be eligible for.

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Wendell Scott of Rogersville: Insurance options

Wendell Scott of Rogersville wants you to know about your best insurance options. Having many years of experience in the field, he ensures his clients get the most out of their coverage for the lowest possible cost.


Wendell Scott of Rogersville is no stranger to the auto insurance industry. An expert at providing the best possible coverage for his clients, he draws from several years. Wendell Scott of Rogersville enjoys finding all sorts of discounts for his auto-insurance clients, including student, military, and multi-car discounts.


One of the greatest pleasures of Wendell Scott of Rogersville is calling a customer to inform them that they are things are eligible for discounts and can save money, which most people are pleased to discover.


Wendell Scott of Rogersville ensures that his staff are experts of all the changes in car insurance. He knows it’s important that his agency keeps up with state and federal requirements that can impact clients. “Our customers expect the job of staying aware of all the fine print and changing regulations is done by us”, he says.


Known for dedication to providing the maximum value to customers, Wendell Scott of Rogersville continuously stays on the leading edge of the auto insurance industry.


Colleagues and friends of Wendell Scott of Rogersville know him to be start witted and highly active. He has met many people through his work in the insurance industry, many of whom have told their friends and family to seek his service.


Wendell Scott of Rogersville is an accomplished insurance expert who has been involved in the industry for many years.
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Wendell Scott of Rogersville wants you to think like a financial planner

Wendell Scott of Rogersville is a highly successful real estate expert, insurance agent and financial planner. He is widely renowned for being one of the most innovative and effective financial planners in the industry. During the economic meltdown, Wendell Scott of Rogersville assisted clients who were facing foreclosure by utilizing his professional network. He paired clients with lenders who could adjust their mortgage and have their payments reduced.


Wendell Scott Rogersville accomplishments in the financial planning arena have continued to expand throughout his incredible career. He believes that it’s important to plan for your financial future, especially when in uncertain economic times.


Wendell Scott of Rogersville is an expert in retirement planning. He understands the ins and outs of federal and corporate policies related to retirement and savings. He has managed many clients’ retirement plans and successfully assisted with their transition to retirement.

Wendell Scott of Rogersville: Paying For College

Wendell Scott of Rogersville is a real estate agent and financial expert. As a financial expert he specializes in helping parents plan and pay for their children’s college education.


Wendell Scott of Rogersville says there are many ways to pay for college, including savings plans and 529 plans. College savings plans are also known as education savings accounts. According to Wendell Scott of Rogersville, these accounts used to be known as education IRAs. This type of a college savings plan will allow you to save up to $2000 a year in a tax-deferred savings account.


The biggest difference between this plan and a 529 plan is that the money from an education savings account can also be used for elementary or secondary school education. That’s a good option if you will be paying for a private or boarding school for high school, according to Wendell Scott of Rogersville. One of the biggest drawbacks of the college savings plan is that the money in the account is considered student assets when financial aid is calculated.


According to Wendell Scott of Rogersville, 529 college savings plans are becoming some of the most attractive options for parents to save for their children's college education. The money that is deposited grows tax-free and can be withdrawn to cover all college expenses without being taxed.


Every state operates its own 529 plan and some have several options. You do not need to live in a specific state in order to utilize their 529 program. The best way to see the difference in the 529 programs, according to Wendell Scott of Rogersville, is to visit each state website and find out what their benefits are for their specific program.

Wendell Scott of Rogersville: Planning for Retirement

Wendell Scott of Rogersville works in real estate and in the insurance industry. He is also a financial planning expert specializing in retirement planning. Wendell Scott of Rogersville says that it is critical to decide what your goals and plans are for when you retire. Your financial planning will be very different if you plan on traveling the world rather than moving into a small retirement village. Wendell Scott of Rogersville recommends sitting down with a certified financial planner.


It is important to know your retirement plans before you reach retirement age. How much money you will need to be setting aside for your retirement will vary depending on what your plans are. Wendell Scott of Rogersville recommends estimating retirement expenses based on what you believe your needs will be. It is important to be honest with your financial planner about how you want to live in retirement.


According to Wendell Scott of Rogersville, you will need to figure out how much debt you will have when you retire. Many people who have very large student loans and mortgage payments will still be making payments on them long after they retire. Making a financial plan to make sure that your debt is paid off as much as possible for retirement is what Wendell Scott of Rogersville normally recommends. If you are able to have your home paid off, no credit card debt, and your student loans paid off you will be in a very good position for beginning your retirement. q

Wendell Scott of Rogersville: The Phone Call No One Expects

Wendell Scott of Rogersville is an insurance agent who enjoys finding discounts for his clients. “There is nothing better than calling someone and telling them that you found a way to save them money,” he says with a smile. “No one expects that call from their insurance agent.”

Wendell Scott from Rogersville has been recognized in the industry for his ability to keep up with all of the latest changes in auto insurance. He is one of the most respected insurance agents in the United States.


Wendell Scott of Rogersville is also a skilled financial planner. Clients come to him for help in planning for their children’s education, and for their retirement. It is important to him that his clients’ portfolios grow and that they reach their financial goals. Planning for retirement and your children’s future, Wendell Scott of Rogersville cautions, are two of the most important aspects of financial planning.


“We are so proud to work with Wendell Scott in Rogersville,” said a colleague. “He is an industry leader and is always highly recognized for his skills in financial planning. Wendell Scott of Rogersville has been quickly working his way up in the industry for years and we are so happy that the industry is finally recognizing him for the leader that he is. I am thrilled to have Wendell Scott from Rogersville working with me as a mentor and consultant for difficult cases.”


Wendell Scott of Rogersville understands the different retirement and savings plans that are available for his clients and always ensures that they are on the right path financially.

Wendell Scott of Rogersville: Keeping Up With New Car Insurance Laws

Every year new laws affecting auto insurance are added to the books, and car owners who aren’t up-to-date may find themselves paying too much for their car insurance. Wendell Scott of Rogersville is experienced at deciphering these laws, and makes sure his clients have the coverage that they are required to have, and at the best price possible.


Wendell Scott of Rogersville has been recognized within the insurance industry for his ability to keep up with the ever-changing laws. Many insurance agencies delegate this necessary chore to staff members. But Wendell Scott of Rogersville takes it upon himself to make sure that he is personally aware of any new changes that affect his clients.


Wendell Scott of Rogersville makes sure that agents who work for him are aware of all of the changes in car insurance. “Keeping up with the state and federal requirements is never easy. Luckily I have a great team here at the agency and we all pitch in to make sure that nothing slips through the cracks,” he says.


Wendell Scott of Rogersville and his staff are experts at finding the best possible coverage for their clients, and at the best price, too. Finding discounts like multi-car, student, and military discounts is something that Wendell Scott of Rogersville specializes in. “There is nothing better than calling someone and telling them that you found a way to save them money,” he says proudly. Wendell Scott of Rogersville is known for his ability to keep up with all of the changes in the auto insurance industry and is one of the most well respected insurance agents in the United States.

Wendell Scott of Rogersville: Lead Real Estate Agent

Wendell Scott of Rogersville was recently named the lead real estate agent at his agency. He is a veteran agent whose colleagues say was the obvious choice for this award.


Wendell Scott of Rogersville described what the award means to him. “I am honored by this prestigious award,” he said. “I have worked for many years to reach this level in the real estate agency. I am always looking for new ways to promote my clients homes for a quick and fair sale. I am happy to have been able to find so many of my clients the homes of their dreams.”


Wendell Scott of Rogersville says his biggest professional reward is when he gets referrals from clients, or when they come back to him when they are looking for another home. He enjoys finding the right home for the right family.


During the recent economic downturn, Wendell Scott of Rogersville stayed busy helping his clients find alternatives to foreclosure. With his business connections, Wendell Scott of Rogersville paired his clients with lenders who could adjust their mortgages and get their payments lowered. When lowering the payments does not help, Wendell Scott of Rogersville is always ready to assist his clients with selling their home quickly. Wendell Scott of Rogersville is an expert in the real estate industry and is always working toward his clients’ best interests.


Wendell Scott of Rogersville also has expertise as a financial planner. He has been helping his clients prepare for their retirements, and paying for their children’s college educations.

Wendell Scott of Rogersville: Wearing Many Hats

Wendell Scott of Rogersville is a multi-faceted professional. He is a licensed real estate agent, a financial planner, and able to help clients meet their insurance needs.


Wendell Scott of Rogersville is an expert at deciphering new insurance laws when they go into effect. He makes sure his clients have the required coverage that they need, and at the best price possible. Recently, Wendell Scott of Rogersville was recognized for his ability to keep up with the ever-changing auto insurance laws. Wendell Scott of Rogersville takes it upon himself to make sure that he is personally aware of any new changes that will affect his clients.


Wendell Scott of Rogersville makes sure that all of the agents at his agency are aware of any new applicable laws. “Keeping up with the state and federal requirements is never easy,” he acknowledges. “Luckily I have a great team here at the agency and we all pitch in to make sure that nothing slips through the cracks. With new auto insurance regulations going into effect every year, we have to be constantly updating what we offer our clients. I enjoy finding places where my clients can save some money but also keep up with the coverage that they need.”


Wendell Scott of Rogersville and his staff at the insurance agency are experts at providing the best possible coverage for his clients at the best price. Finding discounts like multi-car, student, and military discounts is something that Wendell Scott of Rogersville enjoys. “There is nothing better than calling someone and telling them that you found a way to save them money. No one expects that call from their insurance agent.”

Wendell Scott of Rogersville Asks – Should You Build Your Dream Home?

When looking at a new home, the decision of buying versus building is something that real estate expert Wendell Scott of Rogersville runs into all the time. According to Wendell Scott of Rogersville, there is no right answer; it all comes down to preference. Only you can decide what the better option is for you and your family. Here Wendell Scott from Rogersville offers the pros and cons of building versus buying.


Building


When you look at building a new home, you will get to work with a builder to create a custom design that you will have input in every area of the design. According to Wendell Scott of Rogersville, this process can take up to a few years depending on how often you change your mind and how many building delays you run into. When you are building your own home, you do have the control over all the features and options that are most important to you. You will also have the advice of experts like Wendell Scott of Rogersville who will help guide you every step of the way from codes to permits. One of the main pitfalls of building your own home is that you are responsible for all extra unexpected expenses. This can be anything from having to run new water lines from the city to having to re-pour footings.


Buying


According to Wendell Scott of Rogersville, buying is the more traditional route. You will get to look around and compare different homes and features until you find the right combination for you at the right price. You will also be able to bargain and get the best deal possible, especially in a competitive market.


Whether your decision is to buy an existing home or to build your own, Wendell Scott in Rogersville recommends that you always work with highly recommended contractors and real estate agents.

Wendell Scott of Rogersville’s Tips to Affording Your Dream Home

Wendell Scott of Rogersville knows that everyone wants to purchase their dream home. As a real estate expert, Wendell Scott of Rogersville has some advice for anyone looking to purchase their dream home. Instead of looking at mini-mansions with rooms that you will never use, Wendell Scott from Rogersville recommends that you take a look at smaller, less expensive, low maintenance homes that are energy-efficient.


How many people actually use a formal dining room, a breakfast nook, and the kitchen counter with six barstools? According to Wendell Scott in Rogersville, carefully looking at your lifestyle will help you determine if you will actually use a formal dining room more than once a year or if a large eat-in kitchen area is a better fit for your life. Cutting out redundant spaces will help you be able to focus on things like granite countertops that you see in your dream home.


Using materials that are energy-efficient is something that Wendell Scott of Rogersville recommends for saving money in the long run. In certain instances you will need to spend a little more now to save more later but the savings do add up. According to Wendell Scott of Rogersville, installing cheap siding or roofing will cost you in maintenance and repairs in the long run. There are also upfront costs, like adding solar panels that will greatly reduce the maintenance costs down the road.


Looking at smaller, less expensive and low maintenance homes will not diminish your vision of your dream house. When most people think of their dream homes, Wendell Scott in Rogersville knows if they are envisioning white picket fences and granite countertops. By making good decisions when purchasing a home you're able to concentrate on what matters most to you and save yourself money in the long run on maintenance. According to Wendell Scott of Rogersville, you should prioritize what you are looking for in a dream home before you begin speaking to real estate agents.

New Year’s Financial Resolutions With Wendell Scott of Rogersville

Wendell Scott of Rogersville is a financial planner and has advice for those who are looking to decrease their debt and increase their savings in 2014. New Year's is the time of resolutions and creating a new strategy to deal with debt and making financial stability a priority should be one of those resolutions.


Prioritize Your Debt


According to Wendell Scott of Rogersville, all debt is not created equal and should not be treated as equal. The best way to prioritize your debts is to make a list of all of your liabilities and then organize them according to the interest rate. Most of the time credit card debts will have the highest interest rate unless you are carrying payday loans. According to Wendell Scott of Rogersville, you should pay off your debt with the highest interest rate first as it is costing you the most. If you are just paying the minimum on your credit cards it can take up to 30 years to pay off the balance that you currently have even if you do not add any other charges.


Create an Automatic Savings Plan


According to Wendell Scott of Rogersville, most Americans do not have enough money in savings for even a minor emergency such as a car repair. One of the best ways to create a small savings account is to enroll in an automatic savings plan. According to Wendell Scott of Rogersville, a certain amount of money will be withdrawn from your checking or savings account each month on a certain date and will be deposited into a separate savings account. Normally the amount is so small, like $20 every two weeks; you will not even notice that it's gone. At the end of the year even if you do not add any additional money, you will have saved almost $500.


According to Wendell Scott of Rogersville, the most important resolutions that you can make this year are to get yourself financially stable and pay down all of your debt.

Wendell Scott of Rogersville Warns Tax Time is Coming

It is that time of the year again. Santa is on his way out and the tax “professionals” are all over the television giving you advice. Wendell Scott of Rogersville recommends that before you choose a company or individual to take care of your tax planning, that you do your research.


According to Wendell Scott of Rogersville, it is important that you check the credentials of your tax expert before handing over your financial information. Your tax expert should be someone who has a degree in accounting and is a certified public accountant with a background in taxes. It is very easy to go on to the Better Business Bureau's website and check to see if there are any outstanding complaints or large number of unresolved issues with your tax professional. One of the best ways to find a tax professional that you trust is to get referrals from friends and family. According to Wendell Scott of Rogersville, if people are not happy with their tax professionals they do not return to them year after year. There are many websites including yelp.com that you can go to for reviews of tax professionals if you do not have any recommendations from friends or family. Anyone can open a small store in a strip mall and call themselves a tax professional. According to Wendell Scott of Rogersville, is very important to do your research first before you hand over such personal information as your Social Security number and bank routing number to a tax professional.


Anyone can call themselves a tax expert but it takes someone like Wendell Scott of Rogersville who is trained and experienced to get you the refund that you deserve and help you with planning for next year. Wendell Scott of Rogersville recommends that you do your research before deciding on a tax professional to work with.

Wendell Scott of Rogersville Helps You Get Qualified for a Home Loan

Wendell Scott of Rogersville is a real estate expert who has some advice for people who are looking at getting qualified for a home loan. According to Wendell Scott of Rogersville, there are three main steps in getting qualified for a home loan. The first thing you need to do is find a qualified lender or mortgage broker, then have them process your credit information. Finally, you will want to get a preapproval letter from your lender.


Finding a Lender


When it comes to finding a lender or mortgage broker, you should start with getting referrals from friends, relatives or your real estate agent. According to Wendell Scott of Rogersville, you will want to find someone who has been in the industry for some time and has a good reputation.


Processing Your Application


Once you have found your lender, you will need to provide them with your gross monthly income and expenses for each month. According to Wendell Scott of Rogersville, they will take this information and create what is known as ratios for you. These ratios will determine what your total debt-to-income ratio is. Most lenders will not approve you if your debt-to-income ratio is greater than 36%. The lender will also need to get a copy of your credit report to make sure that you do not have any outstanding judgments or bankruptcies against you.


Preapproval Letter


Once you have been approved for a loan, you should have your lender prepare a letter of pre-qualification for you. This letter would state your initial financial and credit information. It will also state that the letter is not a guarantee of a loan but based on the information that they have, you would be qualified for a specific amount. Wendell Scott in Rogersville recommends that you bring this letter with you when you're meeting with a real estate agent for the first time to show that you're able to qualify for homes in the range you will be looking at.

Finding the Right Real Estate Agent With Wendell Scott of Rogersville

When it comes to finding the right real estate agent, Wendell Scott of Rogersville has some tips on making sure you are compatible. Wendell Scott of Rogersville recommends that you speak with recent clients before choosing a real estate agent and check on the agent's licensing before working with them. Your home is the largest financial decision you will ever make so you will need to make sure that you are working with someone who is reputable and who will work hard in your best interest.


Recommendations and Referrals


According to Wendell Scott of Rogersville, before working with a real estate agent it is important to get recommendations from family and friends. It is also important to speak to recent clients and ask some very important questions. Many agents will provide the list of what they have listed and sold within the last year and should provide you with contact information for several of their clients. Wendell Scott of Rogersville advises that the two most important pieces of information that you should get when speaking to a past client is what the asking price of their home was and what the sales price was. This will give you some indication of how well the real estate agent was able to accurately assess the market value for that client.


Licensing


According to Wendell Scott in Rogersville, you should also check on the real estate agents licensing. If you check in with your state's regulatory board you will be able to find out if the agent is licensed and if there have been any disciplinary actions or complaints against them within the last three years. Many real estate agents specialize in a specific area and will carry certifications in that field.

Wendell Scott of Rogersville recommends that you find a real estate agent who is licensed and comes highly recommended from previous clients.

Wendell Scott of Rogersville’s Advice on Saving for Your Child’s Education

Wendell Scott of Rogersville is a financial expert who specializes in assisting parents in paying for their children's college education. There are many ways to pay for college including savings plans and 529 plans. Financial planners like Wendell Scott in Rogersville, are able to assist in making the best financial decision for families.


College Savings Plans


College savings plans are also called education savings accounts. According to Wendell Scott of Rogersville, these accounts were previously known as education IRAs. This type of a college savings plan will allow you to save up to $2000 a year in a tax-deferred savings account. The biggest difference between this plan and a 529 plan is that the money from an education savings account can be used for elementary or secondary school education in addition to college. If you will be paying for a private or boarding school for high school this may be a very good option, according to Wendell Scott in Rogersville. One of the biggest drawbacks of the college savings plan is that the money in the account is considered student assets when financial aid is calculated.


529 Plans


According to Wendell Scott of Rogersville, 529 college savings plans are becoming some of the most attractive options that are available to parents to save for their children's college education. The money that is deposited grows tax-free and then can be withdrawn to cover all college expenses including books and dorm expenses without being taxed. Every state operates its own 529 plan and some states have several options. You do not need to live in a specific state in order to utilize their 529 program. The best way to see the difference in the 529 programs, according to Wendell Scott of Rogersville, is to visit each state website and find out what their benefits are for their specific program. Anyone can deposit money into your child's accounts so this makes a wonderful way for grandparents and other relatives to be involved in saving for your child's college education.

Planning for Retirement With Wendell Scott of Rogersville

Wendell Scott of Rogersville is a financial planning expert who specializes in planning for retirement. When planning for your retirement, Wendell Scott of Rogersville understands that it is important to decide what your goals and plans are when you retire. Your financial planning will be very different if you plan on traveling the world rather than moving into a small retirement village within your current community. Wendell Scott of Rogersville recommends that you sit down with a certified financial planner and make some decisions about your retirement.


Your Goals


It is important to decide what your plans are for retirement before you reach retirement age. How much money you will need to be setting aside for your retirement will vary greatly depending on what your plans are. When speaking with a retirement expert like Wendell Scott from Rogersville, you will want to estimate retirement expenses based on what you believe your needs will be. You will need to be honest with your financial planner about how you want to live in retirement and they will be able to assist you with deciding how much it will actually cost. If you choose to not include Social Security as a source of income in your retirement you will be happily surprised when you receive the extra check every month.


Your Debt


According to Wendell Scott of Rogersville, you will need to sit down with your financial planner and figure out how much debt you will have when you retire. Many people who have very large student loans and mortgage payments will still be making payments on them long after they retire. Making a financial plan to make sure that your debt is paid off as much as possible for retirement is what Wendell Scott of Rogersville normally recommends. If you are able to have your home paid off, no credit card debt, and your student loans paid off you will be in a very good position for beginning your retirement.

Wendell Scott of Rogersville Walks You Through Filing an Insurance Claim

Wendell Scott of Rogersville knows that filing an insurance claim is no easy task. The paperwork and follow up questions can seem never ending. When you have always paid your premium on time and are now faced with filing a claim, it is helpful to have someone like Wendell Scott in Rogersville who is an expert in the insurance industry available to walk you through the claims process.


Wendell Scott of Rogersville recommends that the first thing you do is to file your claim as soon as possible. Any delay could result in your claim being denied. Wendell Scott of Rogersville advises that many insurers require your claim to be submitted within 30 days to be valid.


The next thing that Wendell Scott of Rogersville advises is to make sure that the claim is accurate and you have supporting evidence. Supporting evidence would include any police reports or documentations of your losses. If you have before and after pictures of any damage, that is very good supporting evidence of a loss.


Wendell Scott of Rogersville recommends that you get and submit repair estimates from reputable companies. Getting three estimates is the recommended practice when dealing with an insurance agency. Many times having estimates done will speed up the claims process. Many times your insurance company will provide you with a list of approved companies.


Wendell Scott of Rogersville advises that you follow up with your insurance company often. If you have not heard from them in a few days, you should call to see where your claim is in the process. It you feel like you are being put off or that the insurance company is not working quickly enough to resolve your claim, Wendell Scott from Rogersville recommends that you contact the state insurance office and have them get in touch with the insurance company for better service.

Wendell Scott Rogersville

Wendell Scott Rogersville

Wendell Scott Rogersville - Planning for Retirement

Wendell Scott of Rogersville is a veteran real estate agent and financial planner who says that it is never too soon to start planning for your retirement.

Outside of real estate, retirement planning is one of his specialties, and Wendell Scott of Rogersville lets each of his clients know that he is there to help. It is common, he has to explain to many of his clients, for people to think that they can't afford to save money for their retirement. He tells them that yes, there are times for most people when money is tight and there isn't much extra to save. But he also says it's important to understand that they need to make sacrifices in order to save for retirement. Even small sacrifices can make a difference.


He likes to sit down with clients to review their budgets. Nine times out of ten, he can pinpoint areas they can cut at least one hundred dollars somewhere. It may be a matter of cutting their cable bill or reducing their entertainment expenses, but it can almost always be done, says Wendell Scott of Rogersville. If clients insist that such things are too important to them, he suggests make cuts elsewhere, such as on their grocery budget.


For those clients who are truly unable to cut back on their expenses, Wendell Scott of Rogersville says they may need to think seriously about getting a second job. Even picking up just one extra shift a week should provide enough extra income for clients to begin saving for their retirements. The extra income can go into a retirement account, such as an IRA or a 401k.


Above all, Wendell Scott of Rogersville stresses that making small sacrifices early will prevent them from having to make bigger sacrifices later.

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