Money VS Credit
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Credit
credit is the ability of a consumer to obtain goods or se rvices before payment, based on trust that payment will be made in the future and it is important to have good credit is u will be able to buy a house ,a car and so u can get lower interest rates and ect
3 Habits of good credit
3 habits that demonstrate good credit is spending rewards wisely, check your statement once a month and use all cards once a month
Credit score
Credit score is the number assigned to a person that indicates to lenders their capacity to repay a loan and this is important cause the stronger your credit score the more money u can save (like thousand)
good and bad credit score
A good credit score is 680 to719 and a bad credit score is 500 to 579
How to improve credit score
U can improve your credit score by getting a copy of your credit reports , pay off a past due balance, Avoid new credit card purchases and leave accounts open, especially those with balances
How to maintain good credit score
To maintain a good credit score u have to know what goes into a good credit score, pay your bills on time, keep your credit card balances low ,manage your debt ,and don't close old credit cards.