The Basics of Credit

What is credit?

Credit is when someone lends you meany and give you someone time to pay. Credit mean when you own money . A credit report contains information about your borrowing history Having good credit will help you obtain car loans and home mortgages and even employment, since many employers now check credit reports as part of their employment decisions. Personal loan when you taking loan for education.An organization or person that lends money


Credit Cards: What You Need to Know

Every you must pay Annual Fees It's important to know your credit card limit and stay within it.If you go over your credit limit there's a good chance you'll have to pay charges so it pays to be extra careful.

Smart Consumers: Don’t Fall Into the Credit Card Trap

we should using card card very carefully Smart Consumers will never have more than 3 card.