Credit
A road to good credit...
Basics of credit
Credit Cards: What you need to know..
A credit card is a plastic card issued by a bank, business, etc..for the purchase of a good or service used on credit. The banks put a credit limit on the cards which is the maximum amount a credit company will allow for someone to borrow. When you're given a card they come with an interest rate which is annually and it can vary from person to person and card to card. Some fees that come along with using a credit card are annual, penalty and over-the-limit. The annual is a yearly fee charged by grantors, the penalty is a fee charged if you violate the terms and requirements of the card and the over-the-limit is only charged when you exceed your credit limit on purchases. You can use credit cards anywhere you're able to earn rewards, cash back or even points possibly. Some benefits of using one of these is that you can build up credit over time, earn cash back and receive points/bonuses.
Smart Consumers: Don’t Fall Into the Credit Card Trap
When you use a credit card it can be useful and come in handy many ways, but it can also be very dangerous. Some ways to stay safe while using one would be to always keep your information safe, keep a secure browser, do not share an account with anyone, never share passwords and be careful on wireless connections. More other ways would be to always pay your credit on time, don’t go over your limit, keep track of what you charge, pay more than minimum balance, only use the card for necessities and sign the card as soon as you receive it.