10 Things You Should Consider

#1

Take charge of your life and your money.


1.Define your financial goals.

2.Make plans to reach your goals.

3.Take action until your goals become a reality.

#2

Get organized.

1. Make files to help organize bills and payments.


  • Label them clearly


2. Pay everything on time.

3. Put important papers in a safe place, locked away, at home.

#3

Use loans as a last resort.

1. Loans will put you in debt, which could take years to pay off.

2. If possible, pay as much as you can without a loan.

#4

Understand student loan obligations.

1. Know how much you will owe and when it is due.

  • Sometimes the expensive college is not the best choice
  • Think before you owe

#5

Make school #1.

1. You are paying to go to school not work.

2. College will benefit you more in the future- take it seriously.

  • manage your time wisely- make money while learning

#6

Look for job on campus.

1. You will be able to work around your school schedule.

2. Will not have to travel far-saving money on gas.

3. May be able to find a job relating to major.

#7

Turn hobbies into a money maker.

1. You would be able to work for yourself, making your own hours.

2. Could help you with your major.

#8

Make time to prepare for your career... now.

1. Graduation is closer than it seems.

2. Go to career fairs.

3. Research jobs online.

4. Take advantage of course selections.

#9

Save on snacks.

1. Do not buy so many snacks and drinks from a vending machine.

2. Cheaper to buy items at a store and have it for when you need it.

  • Can share food bill with room mate

3. Bring food in bag when you go out.

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#10

Separate needs and wants.

1. Think about what is important and necessary.

2. You will save money if you are not buy unnecessary items.

3. Always ask... Can I go without it? Is it essential at this time?