Identity Theft

Protect and Prevent

Identity Theft. What Is It?

Occurs when someone wrongfully acquires and uses a consumer's personal identification, credit, or account information.

What Credit Report Shows

It reveals how prompt you are in paying back loans, how much money you could borrow should you decide to go on a spending bender, and how many times you've applied for credit. What it does not reveal is your salary, business debts, and whether or not you're a generous tipper.

How To Raise Or Keep A High Credit Score

  1. Pay your bills on time.
  2. Keep balances low on credit cards and other "revolving credit."
  3. Apply for and open new credit accounts only as needed.
  4. Pay off debt rather than moving it around.