2015 - it was the best of years and the worst of years...

Hello beloved family and friends!

As most of you know, this was one year we'll never forget. Within the same week, Holly's father passed on, her mother had serious lung surgery and Paul experienced an unexpected job transition.

And yet, we are tremendously blessed!

The good news is that Lois (Holly's mom) is recovering and will be joining us in January in Arizona. Additionally, we will be moving into her winter home at the end of January as she and her husband have decided to spend their winters in various places (they like the beach)!

In April, Holly accepted a business development position with a fintech start-up in Scottsdale; where she continues to build a national cadre of construction subcontractor clients.

Paul now works exclusively with reverse mortgage clients nationwide and enjoys it immensely. He occasionally plays Scrabble and chess with his club mates.

In September, we visited both sides of the family in New York and Maryland. The only 2 nieces we missed seeing were Maya (who is now a college freshman) and Gabby, who spent a semester studying in Argentina. We are very proud of them as well as our nephew, Nicky and our oldest niece, Emily. How is it possible that she's almost 21?

In 2016 we are looking forward to resettling in Rio Verde and perhaps traveling a bit, later in the year.

Our heartfelt thanks to all of you for your support and prayers this year!

We hope that 2016 will fulfill many of your dearest hopes and dreams!

With love and gratitude,

Paul & Holly

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