Life Skills Info

class of 2019

what we learned in class

  • how to make a check
  • how to balance a checkbook
  • how to withdraw/deposit money
  • the importance of credit
  • why to be careful with credit

how to write a check

How to write a check
this will help you pay for more expensive things without using cash

how to balance a checkbook

How to Balance a Checkbook
this will keep track of what you used and added to your account

common credit companies

?what is credit?

definition of credit

the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future

why to be careful with credit (pros)

  • You can establish good credit.
  • You always have a way to pay in an emergency (as long as you haven't reached your maximum credit limit).
  • Your purchases are insured (depending on the credit card).

why to be careful with credit (cons)

  • You can quickly get deep in debt.
  • Once reported to a nationwide consumer reporting agency, a missed payment will stay on your credit report for 7 years!

What Is Credit Score

a number assigned to a person that indicates to lenders their capacity to repay a loan.

What Else Did I Want To Learn

What kind of home and car is good to start off with as a young adult - most people want the nicest car and house out there as a young adult and end up spending all their money on one and not the other what is the best cost range for a starter home and car and still have some money left over?this will help us by letting us think about our future

what i liked the most in class

finding what career we wanted by making a slideshow and just doing bigger projects also working with partners really helps with communication between other classmates