Using Credit Wisely

By:Camden Hammond

Difference between a debit card and a credit card?

The difference between a debit card and a credit card, is that with a debit card it is linked to your bank account. A credit card is a card is a card is money you can barrow but at the end of the month you have to pay that amount back.

Three Ways To Devolve A Positive Credit History.

One way for you to get a positive credit is to pay on time. Another way is to Keep tabs on your credit report. One last way is for you to keep a good credit history is to keep in limit of what you will be able to pay back.

Five Different Apps Or Websites

Saved plus:IRA investments , LikeFolio:can help with stocks , Wallaby:a new type of credit card , FutureAdvisor:free advestment advice , Simple:a new banking website
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3 Advantages and 3 Disadvantages To Using Credit

Advantages:Credit cards can make it easier to buy things.Credit cards can also be useful in times of emergency.Some credit cards offer additional benefits.

Disadvantages:The biggest disadvantage of credit cards is that they encourage people to spend money that they don't have.Credit card companies charge you an enormous amount of interest on each balance that you don't pay off at the end of each month.Sometimes credit cards can be stolen.

What Is APR?

Apr is Annual Percentage Rate. It is important to get a credit card because it shows your interest rates for other things.
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Free Credit Report.

Credit karma can give you a free credit report whenever you want where ever you wan, it is online. Getting your credit report is important because it can help you get a loan.