Investing is Like

A variety of mountain ranges, smooth or rocky

Comparison to a Mountain

If you at a stock chart, it looks like a mountain. A mountain that can bring you to wealth, or failure.
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The way up can be rocky

Retirement plans can be a rocky way up if you constantly take money out of your plan.

Or Smooth

The way up can be smooth if you don't take money out of your retirement plan or maybe it could be smooth if you invest in a mutual fund since it has lower risk.

Investing Can be a Trail

So do you research, and bring your hiking boots.