Financial Advice

Help with your financial needs!


Credit Is money, goods or services provided to an individual instead of real money But you must pay later. Examples: Credit Cards, and Store Cards

Simple Interest!!!

Simple Interest is a quick method of calculating the Interest charge on a loan.

How do I find the Simple Interest?

Simple interest is determined by multiplying the interest rate by the principal by the number of periods.

P=Principal r=Rate T=Time


Amortization schedule!!!

A table detailing each periodic payment on an amortization loan.


The Principal is The total amount of money without anything added to it, like interest.


The Financial Rate or Tax Rate is used in formulas to find interest and money spent.


Time is used in formulas to know how much time is used to buy or get.

The 5 C's of Credit

character, capital, capacity, conditions and collateral are the 5 C's

20-10 Rule

Helps you understand how much credit you can afford.