Personal Finance

Will Gray, Jaymie Dowdy, Brookelyn Norman

Monetary Policy

  • Controlled by the Federal reserve system

  • Regulates the amount of money in the economy

  • Controls interest rates and how easy it is to get money

  • Lower interest rates to get people to put money in

  • Tight monetary policy allows less money in circulation, encourages saving and discourages loan by forcing loan interest rates up

  • Loose monetary policy puts more money in circulation, encourages spending and discourages savings

Five Principles of Personal Finance


Live within your means,shop smart,track spending.


Protect your spendings, don’t waste money

Image Citations

Federal Reserve System Emblem - Federal reserve system emblem [Drawing]. Retrieved from

"How To Budget When You Don't Have a Regular Paycheck - The Budgetnista Blog." The Budgetnista Blog. 2014. Web. 17 Mar. 2016.

"Borrow Family Quotes." . QuotesGram. Web. 17 Mar. 2016.

Spend Money. Off The Grind. Web. 18 Mar. 16.