identity theft

cierra b. hernandez

what is identity theft ?

the fraudulent acquisition and use of a person's private identifying information, usually for financial gain.

how to protect yourself from identity theft

  • 1.Create Strong Passwords and Update them Frequently. Remember to create a strong password, by avoiding common or easy-to-guess passwords. ...
  • 2.Be Aware of What You Share. ...
  • 3.Keep Sensitive Personal and Financial Documents Secure. ...
  • 4.Protect Your Mobile Device. ...
  • 5.Check Your Credit Report. ...
  • 6.Don't Fall for Phishing Scams.
  • How to prevent identity theft

    To prevent identity theft, do not give out personal information over the phone unless you initiated the call. To prevent identity theft, shred your receipts, credit card offers, bank statements, returned checks and any other sensitive information before throwing it away


    how do they get your info. ?

    •They "dumpster dive" or rummage through your garbage

    • pretend to work for legitimate companies, medical offices, clinics, pharmacies, or Gov. Agencies to conceal your info

    •trick you by email (phishing) or phone (pretexting)

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    what should you do when it happens ?

    • Contact the credit reporting company

    • Place a fraud alert on credit file

    • Monitor your accounts for unusual stuff

    • Exercise legal rights to a free copy of your Credit Report

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    how can you tell if your identity is being stolen ?

    • Unexplained withdrawals

    • you don't get your bills or other mail

    • merchants refuse your checks

    • find unexplained charges or accounts to your credit card

    Types Of Identity Theft

    • Credit Card Fraud

    • Phone and Utilities Fraud

    • Bank Fraud

    • Employment Fraud

    • Government document and Benefits Fraud

    • Loan Fraud

    • Attempt Fraud

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    things to consider for identity theft

    • place initial fraud alert

    • Freeze credit cards

    • get credit reports

    • create identity theft report