Budgeting Tips

For Teens

Making Money vs Having Money

Find ways to make money. Instead of complaining about slow income find odd jobs to do.

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Not Spending vs Spending

Find things to do that don't involve money, avoid going out and spending unnecessary money on things you don't need.

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Needs vs Wants

Make a list of things that you want or need that can't wait until a holiday like Christmas or your birthday.

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Saving Money vs Not Saving Money

You can shop, just wait. A lot of stores have big sales at the end of a season.

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Credit/Debit Card vs Sight

Keep any debit or credit cards somewhere (safe) in your car instead of in your wallet when you go shopping. In other words, out of sight, out of mind.

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Necessary things vs Unnecessary things

Cross out any unnecessary items from the list. Only include things you absolutely need, such as gas money to get to school.

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Being Happy vs Being Angry

Be happy with what you have.

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Budgeting