American Express Credit Card
Colin Tarala, Matthew Parker
Description
- No interest charges
- $0 intro annual fee for first year, then $174
- Earn points for things you buy and use points for things you want
- Transaction fees 2.7% of each transaction after conversion to US dollars
APR%
- Enjoy 0% intro APR on purchases and balance transfers for the first 15 months
- 12.99%-21.99% variable APR thereafter
- Terms and limitations apply
Qualifications
- dept-to-credit ration-- best to use no more than one-third of the total credit line
- payment history
- length of credit and diversity of credit
- high credit score
- verifiable employment and annual income