Personal Finance Unit

Lakeside Elementary 3rd grade

Do what you love, love what you do!

  • Go to
  • and log in as a "returning user"
  • Enter the username and password provided by your teacher
  • Complete Part 1- Customize Your Ride, print your Personal Style Report and put in your folder

Profession Ports

On May 5th, we will have ports (like stations) for you to explore.

This will be a super fun experience!

You may bring your own i-device to use at the ports. You do not HAVE to bring one, we will have plenty to use.

*You MUST read, understand, and agree to EVERYTHING in the CISD Acceptable Use Policy. Ask your teacher or parent to explain any confusing part of the AUP before May 5th.

*If you want to use your own i-device in class, your parents MUST complete the BYOD link before May 5th. No exceptions.

Opportunity Cost Discussion Questions

What do things REALLY cost?

How do the words literal and figurative relate to each other? To this lesson?

Compare some real-world expenses found on a budget to your understanding of needs vs. wants

Determine if love is a need, or a want. Defend your position.

*click here to read other chapters in the book, Always Wear Clean Underwear, and Other Ways Parents Say, "I Love You." by Marc Gellar

Cost To Raise a Child
  • Click here to practice Opportunity Cost

You're HIRED!

  • Complete your job application
  • Use information from your personality profile, your notes from profession ports, and your understanding of the job to convince the Human Resources Department that YOU are the BEST applicant for the job.

What is your budget?

  • Accept your job offer
  • Review your salary, budget, and personal expenses
  • Look over your savings account register, and your checking account register
  • Keep all this information in your folder for the remainder of the unit, you will pay a fine to the bank if you lose it
  • Make a creative cover for your unit folder. You need to have your name, class, and your title clearly displayed as part of your cover design

Infographic- What do people in the United States spend money on?

  • The picture below is an infographic, which means using a picture to learn information
  • Study the infographic and determine its purpose

Infographic Discussion Questions

  • What does this teach us about economics?
  • What are your thoughts on this image? Agree, disagree, provide support for your position
  • What are some important things your family spends money on? Are they represented in the infographic?
  • Which things do you think are unnecessary?
  • What items would be on YOUR infographic budget as a student? As an adult?

Flipped Lesson 1- Budgets

  • Click here to complete the flipped lessons on budget
  • Complete the lessons (1-7) shown below

FLIPPED LESSON 2- Checking Accounts

  • Click here to complete the flipped lessons on checking accounts
  • Make sure you complete all the lessons (10-14) shown in the picture
  • You will pay a fine to the bank if you do not complete the lessons before the due date

FLIPPED LESSON 3- Savings Accounts

  • Click here to access the flipped lessons on savings accounts
  • Make sure you complete all the lessons (1-9) shown in the picture

FLIPPED LESSON 4- Credit Cards

  • Click here to access the flipped lessons on credit cards
  • Complete all the lessons (1-6) shown in the picture

TEKS: Personal Financial Literacy

The student applies mathematical process standards to manage one's financial resources effectively for lifetime financial security.

The student is expected to:

(A) explain the connection between human capital/labor and income;

(B) describe the relationship between the availability or scarcity of resources and how that impacts cost;

(C) identify the costs and benefits of planned and unplanned spending decisions;

(D) explain that credit is used when wants or needs exceed the ability to pay and that it is the borrower's responsibility to pay it back to the lender, usually with interest;

(E) list reasons to save and explain the benefit of a savings plan, including for college; and

(F) identify decisions involving income, spending, saving, credit, and charitable giving.