Health Care Options

Group and Individual Health Insurance

Group- the most affordable plan for health insurance. A person can afford to have insurance themselves and their family or business.

Individual- usually the most expensive plan. Typically used by a person that is self employeed.

Managed Health Insurance

Managed- Breaks down into 2 different plans; HMO and PPO

HMO- a plan that specializes in preventative healthcare and detects illnesses. Members are entitled to prepaid health care services for a monthly fee.

PPO- a plan that encourages the use of specific doctors, clinics, and hosptials that give a member discounted fees and medical fees