Layaway

A way to purchase gifts

What is Layaway?

Layaway allows people to purchase an item, but they pay it off in smaller payment increments. An advantage of using layaway would be when a gift item that might sell out before you have the cash to buy it.

Disadvantages?

If you chose layaway you must know that you will be making payments over the course of time. This means you should know you will make enough money to be able to pay for it eventually. Layaway can also come with interest fees.