Credit Cards

Visa Card

Visa Card

theres a $0 annual fee. the intro APR is 0% with 0% APR for 15 months, and 0% APR on 15 months of balances transfers. Your APR should be 13.99%-22.99% variable


  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99%-22.99%
  • 5% Cash Back on up to $1,500 in combined purchases between October 1 - December 31, 2014 at, and select department stores
  • You’ll enjoy new 5% categories every 3 months like gas stations, restaurants and It’s free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire


what should my credit score be?

whats the lowest credit score I can have?

is there a limit on how much I can spend?

Is this the best card available?