Things you need to know!
good things about credit is, you can have protection on what you buy, makes it easier to buy things, and good for emergencies. bad things about credit is, card can be stolen, they charge big amounts of interest , and encourage people to spend money. ill tell you about "apr" apr is a yearly rate intereset on your credit. it is important because you need to know your rate of credit. what you do to find errors in credit reports is paying attention to your credit. ' national foundation for crediting'. is a good place to go for credit.