Identity Theft and Credit Scores

Module 12 Lesson 2 Mastery Assignment- Kelsy Phillips

Identity Theft

The fraudulent acquisition and use of a person's private identifying information, usually for financial gain.

How do I protect my personal information?

Protect your Social Security Number- Only give it out to trusted organizations and only when absolutely necessary.

Protect Financial Information- Sign the back of credit and debit cards with signature.

close unwanted accounts by writing and by phone.

Safeguard your Purse and Wallet- Carry only what you need when you go out.

Don't carry your Social Security number or card, birth certificates, or passport.

Verify a Source Before Sharing Information- Don't give out personal information over the phone, through the mail, or on the Internet unless you've initiated the contact.

Keep Usernames and Passwords Safe and Select Intricate Passwords- for passwords, choose a combination of letters, numbers, and symbols that are not easily identified.

Use different usernames and passwords for different sites and change them regularly.

Treat your trash and mail carefully- Shred all documents that yo are discarding that contain personal information. Deposit mail containing personal information in secured mailboxes.

Protect your Identity- Search your name to see if your name, picture, or other information is being used by someone else. Keep all documents containing personal information in a safe place where others cannot access them.

Check Credit Reports- Check credit reports for errors at least once a year with all three reporting agencies.