Tips for Using Credit Wisely

By: Shaina Palmer

Some tips I think that are important

  • Get a copy of your credit score
  • Pay your bills on time
  • Keep credit card balances low
  • Know your credit score

Other tips that will be useful

  • Set up a budget and live within it
  • Don't have too much credit
  • Use caution when closing accounts
  • Apply for and open new credit accounts only as needed
  • Don't buy stuff if you cannot afford it
  • Pay your full balance