Health Care Options

By: Justin Stutte

Group Health Insurance

Most popular way for people to get affordable health insurance coverage for themselves and their faimly. This is a more affordable plan because it is easier to manage and the insured share the cost of the care through premiums and coinurance payments.

Individual Health Insurance

This insurance policy is more expensive and they usually have waiting periods and may require a medical physical prior to the policy going to effect.

Managed Health Insurance

A health care coverage where insureds have access to a large network of medical professionals. The benefits include low copayments, low deductables, and little to no paperwork. There are 2 types of Manged Care: 1. Health Maintenance Organisation, 2. Preferred Provider Organisation.