Smart Decisions, Be Credit Smart
What Is Credit?
Credit Cards Can Be Dangerous
How To Stay Protected
Budgeting is a good idea. Limit your spending to avoid piling debt, and make your payments on time. Falling behind on payments will make things worse, along with the additional fee.
The next time you buy yourself something with your credit card ask yourself if you really need it? Or if it can wait till you have the money saved up.