Car Insurance and its Risks
What Determines Your Car Insurance Rates?
If you have bad credit history, then insurance companies can use that against you to raise your insurance costs. Only a few states don't allow credit scores to affect your car insurance rates. They are California, Massachusetts, Hawaii and Maryland.
New drivers are typically seen as higher risks in terms of car insurance.
Married men and women typically have the lowest rates, with unmarried men carrying the highest rates.
Women tend to have the lowest rates, while it's the opposite for men.
Car insurance is also determined by other various factors. It can be determined by annual mileage, anti-theft devices you have installed, and the deductible you're willing to pay. The most influential variables is the car insurance provider as they set the rates for everything and picking the right one can determine everything.