Personal Checks
There is alot more to personal checks than you think. With personal checks you'll have up to the minute record of your money and spending availability. You also will never owe any companies any debt because there's no interest for writing a check. People are more likely to spiral into debt when using a credit card because it's so easy to just swipe and spend. But with a personal check you write out the number and have time to stare at and think.