POBF 5.02

I will Understand Risk Management and Insurance.

Zach Thomson

Workmans Compansation

Workmans compansation provides protection for employees who are injured on the job or become ill because of the job.


Health insurance is insurance against loss due to health. Health insurance includes Hospital, Surgical, Regular Medical, Compensation, Dental, and Vision Care.

Hospital Insurance

Hospital insurance covers most or all of the changes during a stay ina hospital.

Surgical Insurance

Surgical insurance covers all or part of surgeon's fees for an operation.

Regular Medical Insurance

Regular medical insurance covers fees for non surgical care.

Comprehensive Medical Policy

Comprehensive medical policy combines the features of hospital, surgical, regular, and major medical medical insurance.

Dental Insurance

Dental Insurance covers all dental fees.

Vision Care Insurance

Covers eye exams, prescription lenses, frames, and contact lenses.

Life Insurance

Life insurance covers survivors against financial loss associated with death. There are two types term and permanent.