What did you learn?
http://www.consumer.ftc.gov/media
What is Identity Theft?
Identity theft occurs when your personal information fall into the wrong hands!
How to prevent that?
- Read your credit card and bank statements carefully and often.
- Know your payment due dates (if a bill doesn't show up when you expect it, look into it.)
- Read the statements from your health insurance plan.
- Make sure the claims paid match the care you got.
- Shred any documents with personal and financial information.
- Review each of your three credit reports at least once a year. It's easy, and it's free.
Credit Scores
you can always have a free report per year.
Don't trust ad for a free credit score. Credit card bill can have a strange charge for a credit monitoring service.
Government Imposter Scams
Scammers can impersonate government officials to get you to send them money. They can claim you’ve won a lottery or sweepstakes ecc..
REMEMBER THAT No federal government agency or legitimate sweepstakes company will contact you to ask for money!
Protect Your Computer from Malware
- Install security software from a reliable and trust company and set it to update automatically.Set your operating system and your web browser to update automatically too.
- Don't buy security software in response to strange calls or messages, especially if they say they scanned your computer and found malware.
- Use a pop up blocker, and don't click on links and popups
Hang Up on Robocalls
If you answer the phone and hear a recorded message instead of a live person, it’s a robocall.
If the recording is a sales message and you haven’t signed for a permission to get calls from the company, the robocall is illegal.
just do one thing: HANG UP!