Matt's Credit Union
What Is It?
A nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates.
Customers are Owners
Both the customers and the owners are being affected by how the credit union does, so you don't have to worry about some big executive trying to scam you.
Credit Unions are Non-Profit
More profits are shared with the customers/owners that invest.
Fewer Fees and Higher Savings Rates
This speaks for itself, and as well as this, there are normally also no minimum balance requirements.