Money Money Money
Accounts for you!!
Checking accounts best for you!
Advantage: The f&m cards can be used for almost anything
Disadvantage: Can be accessed by third party banks
Bank Of America:
Advantage: 15% cash back at shops and restaurants
Disadvantage: Minimum deposits can only be $25-$100
Advantage: Only cost 25$ to start an account
Disadvantage: there is a service fee, you can only spend $1,500
State Employees Credit Union
Advantage: No Service Charge
Disadvantage: $25 required minimum balance