Having Trouble Paying Your Bills?
Debt Repayment, Credit Counseling and Bankruptcy
Methods for re-paying your bills.
Debt Repayment Plans
A debt repayment plan is an agreement developed by the creditor and debtor that helps reduce payments to a more manageable level and still pay off the debt.
Credit Counseling
Credit counselors discuss and suggest actions to take to reduce spending and eliminate credit difficulties for many people.
Bankruptcy
Bankruptcy is the legal process of reducing or eliminating an amount owed. Bankruptcy should only be used as the final option if everything else has failed.