Using Credit Wisely
The difference between credit and debit
Positive ways to build credit
5 different money management sites/apps
BlananceCheck.org - It can help you set goals for yourself and can track your spending.
BankRate.com - Has automative saving plans sets plans for different living
Mint.com - An app that you can put your money in and it sets a budget for you and manages everything.
Pros and Cons of using credit
Building credit for the future
Allows you to get a car or home for a cheaper payment
Cons - Not paying bills could lower your credit
Over spending on things thinking you have money