New Plan Resources

May 1, 2017

What is the Personal Choice HDHP HD1-HC1 Plan?

The first thing that you need to know is that this plan offers the same coverage and network providers as your current District-sponsored plan. The difference is how much you pay (or don't pay) when you receive services.


For more details, click here to view a presentation about this plan.

How Does the Healthcare Savings Account Work?

Once you get started with your Healthcare Savings Account (HSA) you will be surprised at how easy it is to pay your claims and expenses. This brief guide gives you a quick outline of how it works. For those of you who want to know more, you may find this presentation helpful. It is important to realize that the IRS has some regulations about the use of HSA funds that may affect you or one of your family members.

Alphabet Soup - HSA versus FSA - What's the Difference?

Many of you who will be converting to a High Deductible Health Plan on July 1 are wondering about the difference between Healthcare Savings Accounts and Flexible Spending Accounts. It's important to realize that Healthcare Savings Accounts can be used for medical, dental, prescription and vision costs and are not "use it or lose it plans." On the other hand, effective July 1, if you choose to participate in a Limited Use Flexible Spending Account, it can only be used for Dental and Vision expenses and it is a "use it or lose it plan."

Questions?

No doubt you will have some questions about these plan changes. Don't forget that you will have a chance to learn more about these plans (and ask your questions!) on the May 26 in-service day.

Need Assistance?

For questions concerning benefits contact Danielle Crawford at dcrawford@avongrove.org


For questions regarding personnel or contractual issues, employment and certification, contact Dr. Wendi Lee Kraft at wkraft@avongrove.org