All You Need to Know About Credit

By: Kailey Weiskopf & Emma Miller

Before You Apply

  • You will build up your FICO score over time.
  • If married, your spouses credit score will affect you.
  • Be sure you will be able to pay off what you spend every month.
  • Make sure you pay on time.
  • Credit isn't a bad thing, but it can get you in a lot of trouble.

The Good Side of Credit

Downside of Credit

  • It can give you TONS of debt
  • If wallet is stole or lost, then your out of luck.
  • Be sure to pay on time, OR ELSE!!!!
  • If you don't pay on time, your FICO score will go way down.