IDENTITY THEFT

All You Need To Know About...

What To Look For

When detecting identity theft, there are some red flags that will help you determine if you are being victimized.

  • unexplained bank account withdrawals
  • bills for services you didnt use
  • merchants refuse your checks
  • debts that arent yours
  • credit charges on credit report you dont recognize
  • more than one tax return was filled in your name



What To Do & Why

If you suspect you are a victim of identity theft, right away you should

  • place an initial fraud alert
  • order your credit reports
  • create an identity theft report

Why?

  1. Placing a fraud alert is free! When you place a fraud alert, a buisness has to verify your identity before issuing credit. The buisness will notify you when someone trys to use your credit.
  2. If you have a record of your credits, you can identify where and how much the identity theif used.
  3. You can use your identity theft report to get fraud information removed from your credit report, stop a company from collecting debts, and place an extended fraud alert.

How To Protect Yourself

There are four main ways to protect yourself from identity theft:

  • keep your personal info secure offline
  • keep your personal info secure online
  • secure your social security number
  • keep your devices secure

How?

  1. Shred your recipts and other credit reports, lock financial documents away in a safe place, and limit the personal info you carry with you in your wallet.
  2. Be alert to impersonators, safely dispose of personal info, encrypt your data, keep passwords private, and dont over share on socail network.
  3. Ask questions such as: why they need it, how it will be used, how they will protect it, what happens if you dont share; before you share it with anyone.
  4. Use security software, avoid trash mail, be smart about wifi, lock up your laptop, and read privacy policies.



For more information about identity theft, visit the link below!