What is Phishing?

Phishing is where a company sends you an email claiming that it is a bank or a shopping website and it is laid out exactly how an email from the bank would look. In the email they ask you to click on a link otherwise they will close your bank account. When you click on the link it will ask you to sign in and when you sign in they record your login details. Once they have your login details they can go to your real bank or shopping website and login and transfer money or buy products from their website this is called identity theft/fraud.

How to recognise a phishing email?

There are many ways to tell if someone has sent you a phishing email -

- In the message it mentions if you don't click on this link they will have to close your account

- They promise you money for little or no effort e.g. clicking on a link and they will give you money

- Deals that sound too good to be true

- Requests to donate to a charity after a disaster that has been on the news.

- Bad grammar and misspellings

- You can also look at the email address and you can compare it with another email from your bank or shopping website and if it different it is probably a phishing email

What to do if you think you have been a victim of phishing?

The first thing to do is change all your passwords and PINs that you think someone has access to.

Check your bank statements and if there is any statement addressed to you but you didn't purchase then contact your bank immediately.

Contact companys that has taken money from your account without your permission.

How to prevent being a victim of phishing?

- Change passwords regulary

- Click links cautiously if you're not sure if it is the actual website it is safer to go to the website and login there.

- Look for secure sites in the address bar at the top of your browser before the url it will show a green padlock which means the website is secure. Also look at the end of http it will have a s https which also means it is a secure website.

- Use a phishing filter and good antimalware software that should block most phishing emails

- Think critically if something sounds too good to be true it probably is.