Credit Card Trouble
The signs you have trouble and what you can do about it
Danger Signs
- You've maxed out on multiple credit cards
- You can only afford minimum payments
- You have a multitude of missed or late payments
- You use your credit card for everything
- Your debit-to-income ratio is too high
NOW WHAT??
- Reduce the Amount of Debt You Owe
- Setup Payment Reminders
- Check Your Credit Reports
- Learn How to deal with Debt Collectors
- Contact Your Creditors
- Develop a Budget
Knowing more about how to stay clear of credit card danger and how to rid the issue while help in the long term by saving you a multitude of money in interest or even debt.
Credit Councling: Personalized counseling services that provide guidance and support for those who have gotten in over their heads financially
Non-profit: Money you pay goes back into the company to help with their expenditures.
Profit: Money you pay them increases the stock and share-hold provider benefits within the company.