SMORE
MONEY MATTERS
facts
-you can avoid fraudulent activity by checking your credit report often(money transfer scams)
-if your identity gets stolen report it immediately(helping victims of identity theft)
-you should hang up on fraudulent telemarketers immediately (hang up on fraudulent telemarketers)
-always pay your bills on time (minimum payments on credit cards)
-it is more cost effective to pay with your own money than with loans (payday loans)