Monthly Newsletter

Volume 2, Issue 11

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Small enough to Care. Big enough to give you the Best in banking!

We appreciate you as a customer and want you to know about our latest features and rates. Thanks!
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Mortgage Loans at Elizabethton Federal

  • Low interest rates and closing costs
  • We do not sell our loans
  • Your loan stays with Elizabethton Federal
  • Competitive closing time
  • Superior service
  • Fixed and variable rate options
  • Short term construction financing
  • Long term construction permanent financing
  • Up to 100% financing (subject to restrictions)
  • Automatic loan payments from deposit account

Please contact one of the following Loan Officers for more information:

Pets of the Month

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Amaya and Bella

Say "hello" to Amaya and Bella, the fur babies of El Charolais of Elizabethton Owner, Maria Jauregui.

Local Places to Explore

Elizabethton Federal Savings Bank can help strengthen your savings for what lies ahead.

  • Enjoy the security of saving with FDIC insurance
  • Save with low minimum balances
  • Lock in a fixed rate for a range of terms - 6 to 60 months
  • Check out our great CD rates!


1. If roses are red, violets are blue, what is stuffed, brown and blue?

2. How did the chicken, pheasant, turkey, duck and goose get in trouble?

3. If you feel scared on Halloween, jolly on Christmas, how do feel on Thanksgiving?

Answers at bottom.

Riddle Answers

1. A turkey holding its breath!

2. Because of their fowl language!

3. Stuffed!

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About Us

Headquartered in Carter County, Tennessee, Elizabethton Federal Savings Bank has been serving the communities of Northeast Tennessee and the Tri-Cities since 1937. With branch offices in Carter County, Johnson County and Washington County, Tennessee, we provide our customers with a complete selection of financial products. While maintaining our competitive edge in today’s high-tech market, Elizabethton Federal continues to focus on safeguarding our customer’s information. Several decades of proven financial leadership continue to allow Elizabethton Federal Savings Bank to provide the best products, combined with unbeatable customer service, to our valued customers year after year.