Joby Schraier
Business Professional
Joby Schraier - Time in Georgia
Joby Schraier’s trip through the southeastern United States was one of his most memorable road trips ever. After a long week of camping, surfing, golfing and eating delicious food in the Carolinas, it was time to see what the state of Georgia had to offer. Before heading inland, one of his first stops was in Savannah. His first impressions of Savannah were that the place had a unique and beautiful looks. The mixture of Spanish moss-shaded roads along with the salty sea breeze from the not-so-distant Atlantic shores. He stayed in Savannah for only a day, ending it with a ghost tour at nighttime which was a perfect precursor for a spooky drive out into the mountains in the nighttime.
Georgia is at one end of the Appalachian Trail, so Joby Schraier found a campsite right near the trail and set up his tent shortly before midnight. The next morning, he work to one of the most gorgeous sunsets he had ever seen, which was a great way to start his hike along the famed trail. The Appalachian Trail is thousands of miles and stretches all the way to the Northeastern US. It has taken people months to complete the whole thing; but there are many access points where day hikers can also have their fun on it. But after a night in the woods and a day on the trail, Joby Schraier was ready to make his way back into civilized life and get a good night’s sleep at a chain hotel in Atlanta.
Joby Schraier
Joby Schraier is a seasoned business professional who has shared his talents in many industries as a highly sought-after business consultant. He is a top professional who has touched on the utmost of his abilities by sharing them with others and compelling them to achieve their own successes. He is a top consulting professional who has helped a number of companies get ahead.
Phone: 3146291992
Joby Schraier - Missouri
Joby Schraier once spent a weekend in Missouri, where he drove to two of the state’s most popular cities: St. Louis and Kansas City. Both had their charms in their own way, appealing to different interests of Joby’s but nonetheless providing him with a fulfilling and interesting weekend.
Joby Schraier first stop was in Kansas City, where he embraced a type of food he fell in love with back when he had tripped through North Carolina: bbq. In Kansas City, there are over a hundred BBQ restaurants; and while he didn’t have time t go to them all, he made sure to hit the ones that were most recommended by the locals. For lunch, he had a pulled pork sandwich with corn nuggets and Brunswick stew. For dinner, he had a rack of baby back ribs, hush puppies, baked beans and a smoked turkey leg. After a feast like that, he retired early knowing that he had a long and equally as hearty Sunday ahead of him.
The next morning, Joby Schraier drove to St. Louis and, more specifically, straight to the Edward Jones Dome to tailgate before a St. Louis Rams game. Of all the things that Joby has done in his life, he had never attended a National Football League game. He was excited for the game and made many friends in the parking lot, several of which offered him their own take on delicious Kansas City-style bbq. He had the time of his life at the game, even if the Rams lost.
Joby Schraier - California
Joby Schraier’s drive down the California coastline will forever be his most memorable drive. Not only is the Pacific Coast Highway known for being the most scenic and gorgeous drives throughout the entire country, but he also had a Corvette convertible for the trip, making his tour of the area both stylish and fun.
Joby Schraier started his trip in the southernmost major city of the state: San Diego. There, he continued his love for surfing through catching a few waves as well as some delicious ceviche before hitting the road. He then went to Los Angeles, where he drove around Hollywood for an hour before getting out of Los Angeles. Driving up the coast, he stopped in Santa Cruz and Big Sur for some time in beautiful nature and snapping photographs. From there, he went to San Francisco, where he explored the bay, took a tour at Alcatraz, and had some delicious food in Chinatown. He then visited wine country in both Sonoma and Napa, which was recently named the largest wine-producing region in the world. He gained memberships with several wine clubs there, many of which he cancelled later.
Joby Schraier’s last stop in California was on his way back East, at Lake Tahoe. He found this to be one of the prettiest places he has ever been; and the fact that he could ski there too was an especially large plus. He also spotted a bear while he was in Tahoe, which was his first time ever seeing the animal in a natural habitat.
Joby Schraier - Tae Kwon Do for Self Defense
Every man, woman, and child will have their strengths and weaknesses. In any case, the right self-defense techniques will depend on your attributes. You will need to consider things like your age, your condition, your physical build and your level of training. In reality, self-defense can be a very simple art form that concentrates on basic techniques that you will perfect overtime. Early techniques that are crucial to success will be evening, avoiding and of course blocking. Bruce Lee once said, "...absorb what is useful, discard what is useless and at what is uniquely your own". Therefore, one of the first rules of self-defense; don't be there.
Often a self-defense technique requires no strength and can easily be achieved with speed, timing, and awareness. Once you've established the way to avoid an attack, you will want to create even more space and disable your attacker. Once the attacker is off-balance and vulnerable, you are then poised and balanced to return fire. At this point, you have to decide what your strength is and how you will retaliate. Some people are better at kicking than others while some may have a stronger punch, and if you are undersized, you can use your core body strength to flip or subdue your attacker.
Joby Schraier has a first degree black belt and has mastered the art form of Tae Kwon do. He studied Tae Kwon Do at Ahn's Martial Arts in St Louis, Missouri.
Fitness & Stress Reduction through Tae Kwon Do
If you want an effective escape from the daily stresses and frustrations, then look no further than the martial art known as Tae Kwon Do.
Life can be stressful, and when stress becomes a reality you may often face issues such as weight gain, depression, and low self-esteem, which leads to a poor quality-of-life balance. This issue is possible amongst adults and children as well, and reducing stress is extremely important to our physical and mental health. Through intense mental focus, personal improvement, physical conditioning, and meditation, Tae Kwon Do offers a new perspective on life, one that is effective and life changing. When you achieve at high-level in your physical being, it carries over into your personal life and allows you to gain a greater sense of perspective regarding your everyday activities. As an adult, studying Tae Kwon Do can help your work life, your marriage and your abilities as a parent. As an adolescent or child, you will gain self-confidence, self-esteem and leadership ability.
Also, the tradition of Tae Kwon Do training will challenge the students to train with their entire body, which offers the opportunity to obtain a great physique, Healthy lifestyle any competitive mindset. Students can instantly experience improvements in cardiovascular health, strength, speed, agility, flexibility and coordination.
Joby Schraier studied Tae Kwon do at Ahn's Martial Arts in St Louis, Missouri. He is a first degree black belt who has mastered in self-defense. He recommends it as a great stepping stone to increase strength and to develop self-defense in your day-to-day routine.
Maximizing Business Profits - Employee Focus
A good business owner will stay close with their employees and treat them with the respect that they deserve. In return, those employees will reciprocate this respect and conduct themselves how you have asked them to, or in some cases, improve on methods already in place, a business owner’s dream.
Joby Schraier is a professional business consultant that stresses the importance of employee and owner relationships.
Maximizing Business Profits - The Power of Adaptation
Being a business owner is one of the most challenging professions out there, as it often requires a level of business and market understanding that many simply do not possess. You will find that business owners are tugging their hair out trying to find more sustainable and better business methods and practices in order to increase their profit margins. What sets the effective strategies apart from the useless ones usually has to do with how adaptive these strategies are. The same thing applies to businesses, as one who is not willing to adapt is destined to become obsolete. This is because society and their ideals and needs are constantly in a state of change, even things as subtle as a new software or technology can shift the demographic of a business or the state of the marketplace in general. That is why adaptation is often the key aspect of a good business who wants to endure for any sustained period of time. Businesses that have become mega-corporations over the years always have one thing in common, their team adapted to societal shifts and changes in the times in order to stay on top.
If you are a business owner who is serious about your business becoming one of the best and most profitable in your area, consider what you are doing to stay current with the ideology and paradigm of thought associated with your time. Remember that every business has a niche, but that niche shifts and changes over time. Adaptation is the key to survival not just in the Amazon, but the concrete jungle as well.
Joby Schraier is a business consultant who often sees businesses go under because they fail to change and adapt.
Joby Schraier - Enjoying Your Time on the Road
There are multiple different ways to look at the auto buying equation. If your car is paid for, and it is still running well, you may decide that you don't need to speak with someone like Joby Schraier about a new car loan. This can be a very sound decision from a financial point of view. There are many models on the market today that are built to withstand the test of time. It is not uncommon for some cars to keep running relatively smoothly for 200,000 miles or more if the proper maintenance is conducted along the way. Driving an old car until it simply will not run anymore can be the right choice for some people, but there are other viable approaches.
Makes people spend a great deal of time on the roadways. According to a study that was conducted in 2007 by Harvard Health Watch, the average American driver spends about 101 minutes behind the wheel each and every day. When you are going to spend so much of your time within a certain confined space, shouldn't you try to enjoy that time as much as possible? If you were to buy a new car with all of the modern bells and whistles, you would be transforming your experience. A great sound system, satellite radio, an infotainment system, and other innovations can change everything.
When discussing the benefits of new car buying, a dealership representative like Joby Schraier may also mention the safety factor. Technological advances are changing the playing field each and every day, and newer cars have safety features that were not developed years ago. Enhanced safety on the roadways can be facilitated by technologies like auto emergency braking, curtain airbags, electronic stability control, driver attention detection, active braking systems, intelligent speed assist, active cruise control, and thorax airbags with head protection.
Lastly, there is the simple matter of the personal image that you are projecting to others. There is nothing wrong with displaying a sense of style when you get behind the wheel of your car or truck. These are some things that you may want to consider if you are thinking about the pros and cons of a new car purchase.
Reference: http://harvardhealth.staywell.com/viewNewsletter.aspx?NLID=63&INC=yes
Joby Schraier - Martial Artist
Joby Schraier is the Director of Finance for Royal Gate Dodge, which is a dealership that is located on the outskirts of St. Louis, Missouri. He has been in the automotive management and finance business for his entire professional life, and it takes a good bit of time and energy to work in this field. Auto dealerships cannot operate on bankers' hours, because they have to be open when people are not at work themselves. There can be long days, and there can be a lot of pressure, but there are significant rewards if you are good at what you do.
Anyone who has a demanding job should look for activities that provide release and balance when they have spare time. This is something that Joby Schraier has taken to a very high level. He is a martial arts enthusiast, and he is a first degree black belt in taekwondo. Without question, this is an extraordinary accomplishment that is very impressive. It takes a lot of blood, sweat, and tears to be able to obtain a black belt, but you gain many different benefits. The self defense factor is obvious, and you get a lot of exercise when you devote yourself to the martial arts. Plus, you are training your mind as well as your body when you are a martial artist. You learn about self discipline, and you develop the ability to take instructions from teachers humbly.
Martial artists can typically take the lessons that they learn through the practice of the discipline and apply them to every different aspect of their lives. This can lead to career success, and this is something that Joby Schraier has certainly enjoyed.
Joby Schraier - Learning Is Ongoing
Joby Schraier has a great deal of experience as an automotive finance manager. He started out in the business almost two decades ago, and he is currently the finance director for a dealership near St. Louis, Missouri. When you have been in a management position for a very long time within a certain industry, you may start to get comfortable. You can proceed with the understanding that you already know everything that there is to know. In many if not most cases, this is a recipe for disaster.
Things are always changing within any industry, and this has always been true. If you are not ready, willing and able to evolve, you may be left behind at some point in time. This is especially relevant during our current era. Computer technology has changed the playing field, and it continues to advance by leaps and bounds. Plus, there are other forms of technology that impact industries. When you are in the automotive finance field like Joby Schraier, there are new financial products that are introduced as time goes on. To stay relevant, you have to be willing to obtain fresh knowledge. Some people make a concerted effort to learn something new each and every day.
When it comes to the value of ongoing learning, Joby Schraier has a particular advantage that he has earned through dedication and hard work. He is a first degree black belt in taekwondo, so he has committed himself to ever increasing levels of expertise. This may be one of the reasons why he is always eager to keep up with emerging trends in his chosen professional field of endeavor.
Joby Schraier - Patience Is Key
Joby Schraier has been in the automotive industry for many years. He has risen to the post of Director of Finance for Royal Gate Dodge Chrysler Jeep Ram in Ellisville, Missouri, which is right outside of St. Louis. He has facilitated financing for countless customers, and he has had many conversations about intelligent car buying and the importance of patience. When you are thinking about a car purchase, you are making a very big decision. To use an analogy, it can be like standing at the edge of a pool before you dive into chilly water. It's hard to take the plunge, so you may choose to go for it all at once. This mentality is understandable, but it is something that you should try to avoid.
If you go to a finance manager like Joby Schraier to get a car loan, you may be looking at a five or six year commitment. A significant portion of your budget will go toward the car payments, so you should make a measured, well informed decision. You should do your research in advance and evaluate the marketplace. There may be interesting models out there that you never would have considered if you did not look into the current slate of offerings.
Once you identify the cars that are on your short list, you should definitely go to dealerships to take test drives. Dealership representatives like Joby Schraier want people to make intelligent, informed decisions. Their salespeople are more than willing to accommodate discerning shoppers. When you exercise patience and do all of your homework, you can be certain that the car that you purchase is the right vehicle for you.
Importance of Hobbies and Relaxation with Joby Schraier
Joby Schraier is no stranger to hard work, as he has excelled in pushing his career for decades. This mindset of trying to always ascend in the field is extremely valuable for success. While this is important, rest and relaxation are also vital for one to succeed. Work should be something that one greatly enjoys, but it can be taxing on the mind and body. This means that the person needs to take some time for themselves, in order for their body to recuperate. A body is like a vehicle, if you don’t take care of it, it wears down.
As Schraier has worked in auto industry management and financing for many years, he understands this concept quite clearly. Vehicles are clearly part of his life, and he has enjoyed them since he was younger. While he greatly enjoys his work, he also solves to unwind with enjoying them in non-work roles. Simply taking a drive to relax and clear the head is stated by Schraier to be a great way of unwinding. Driving aside, the outdoors in general hold many different activities and sceneries that he greatly enjoys experiencing on his time off work.
This mindset has shaped his way of relaxing and mentality when it comes to everyday life. He even claims that travelling on the road is much more enjoyable than flying there. To him, flying over everything just means you miss it, while driving through it gives you the chance to really experience it for yourself on a personal level. His enjoyment of the outdoors extends to traditional outdoorsman activities, such as camping, fishing, and hiking. All of these make the perfect getaway for Schraier to recharge his tired batteries.
With his passion for vehicles and outdoors, it is only natural he combined them. This resulted in going out with his jeep off road, and exploring the less taken path. Going off road is a great way to relax for many people, and provides a chance to get out and see things not often seen in day to day life on the main path. Remembering to take the path less traveled by is part of a poem by Robert Frost, who also understood the need to sometimes deviate from the well-known.
Joby Schraier is a man who can appreciate the outdoors, as well as what it has to offer. He knows that as a professional and hard-working individual, he needs time to himself and his loved ones. This is vital for anyone in any profession, as the human body can only go so far without proper care. On the flipside, the body can do wonders when it is properly taken care of, as many have seen.
Joby Schraier tips for financing a vehicle purchase
Buying a new or used vehicle is both fun and stressful. Joby Schraier has over twenty years of experience with financing for these major purchases. Currently, he is the Director of Finance at a Dodge dealership; here are some tips when shopping.
First, make sure the vehicle you are buying is what you want and that it will meet your needs. Whether a car, truck, SUV, or other form of transportation, do not just buy what is on sale. This is a major expense, second only to a house or college education.
Second, check different loan rates and terms at various banks. These can vary from institution to institution so it is worth doing some research. Explore dealer financing options. As Schraier knows, sometimes a dealer can offer the best interest rates. An important piece of information for you to know is your credit score. This will impact the interest rate and creditworthiness of your application. If you have time to improve your credit score before obtaining financing, do it.
Third, ask questions about how the term and/or length of the loan can affect the interest rate. A longer-term loan may have a lower interest rate. However, do you plan on driving your car for ten years or five years? Carefully review any additional expenses added into the loan.
Lastly, determine how much cash you can put down so you reduce the amount financed. Joby Schraier loves to help customers find the right financing so they can focus on enjoying their new vehicle.