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Set your facts straight for a Longshore Insurance claim

Set your facts straight for a Longshore Insurance claim

If you want to be well aware of all your rights and are knowledgeable about it then you must first set your facts straight. This is the only way you can know what is happening and what to do next in its response. If you know about the facts then it will actually help you in taking the right course of action to stay protected and enjoy all the benefits that the employer offers you under the Longshore Insurance. Working in and around the navigable waters of the United States can sometimes be a little dangerous.


Injury can happen to anyone at anytime while on duty. So for this reason, marine employers offer some kind of insurance cover to the sea workers. This insurance provides a host of financial and medical benefits to the injured person provided the worker got injured while performing duty in and around the navigable waters of the United States like the ports, the docks, the piers, even in the harbors too. Now the important question that arises is that what injuries come under this. We know that the injury must happen while performing duty in and around the navigable waters of the States. You are entitled to these benefits under any kind of injury but the level of benefits varies on the type of injury of course.


There is temporary disability and permanent disability in which the benefits also differ like their meaning. There is a major difference between both the situations. In the case of temporary disability, you are temporarily out of the work because of your medical condition but are recuperating from it and will be back to work after sometime. But in case of permanent disability, the scenario is very different. Here, you may be recuperating from your injury but there is no hope for you to get back to work. So there are different types of situations under which the workers get monetary benefits. They get their wages or percentage of it according to their situation to financially support their families.


The medical benefits that they get are different and are not covered by the wages. Even in a death of a worker, his/her family is compensated with money and their welfare is seen through by the employers. According to the usl insurance, all the compensation benefits are paid based on the Average Weekly Wage (AWW) which is simply the income that the worker was earning at the time of his/her injury.


Marineworkcomp.com offers usl insurance for marine employers to protect their workers in case of their injuries while on duty.