Module 1 assessment project
Ch.2: Goal Setting & Life Management
Throughout the chapter they talked about how setting goals within reason was necessary. They mentioned SMART goals to help achieve stuff in life such as paying of debt or starting a career. They also mentioned how some things are meant to be more important so those should get attention first then the other stuff after you finish the more important things in life.
Ch.3: Personal Financial Management
This chapter emphasized saving money and creating a plan to follow so you don't go into debt. They talked about paying off credit card bills in the fullest so that the interest doesn't make you pay more than you need to. Also so that you can build up your credit score to make getting a mortgage or loan easier. It also talked about ways to work your way out of debt such as having a set amount of money you are able to spend on a weekly basis and how to cut back on money wasters that you have in your everyday life.
Ch.4: Time & stress management
Throughout the chapter they talked about how you can have positive stress or negative stress. an example of positive stress would be paying for college because you are spending money right now and are having to worry about loan payments but when you get the job because you are better qualified you will have bettered your life and will be making enough money to pay of the loans and then some. A negative stress would be getting a speeding ticket because you will have to pay the fine plus your insurance will become more expensive which will lead to less spending money. having poor time management could lead to you losing your job because you are late to work or you can not meet the deadlines you were given which could cause more stress because you can't make a living anymore.
Relationship between the chapters
Impact on my work
- Have a positive attitude towards my job and co-workers
- Set goals to achieve while I am working
- Create a plan to spend less and eliminate money wasters
- Use stress in a positive way to achieve stuff before deadlines